Tim Collins

December is a season of giving. If you happen to give or receive a piece of jewelry or an expensive item, make sure you have it properly insured with a State Farm personal articles policy. Give our office a call today!

As the year winds down and the holidays approach, it’s a great time to make sure your coverage still fits your life. Whether you’ve moved, bought a new car, added a family member, or made home improvements this year — your insurance needs may have changed.

Let’s schedule your annual insurance review to ensure you’re properly protected heading into the new year. We’ll go over your Auto, Home, and Life policies to make sure everything is up to date.

The Tim Collins State Farm Insurance office is proud to serve Traverse City, MI and the surrounding areas with Auto Insurance, Homeowners Insurance, Renters Insurance, Condo Insurance, Life Insurance, Boat insurance, Motorcycle insurance, Business Insurance and Financial Services, with a focus on resident relocations to the Grant Traverse County area.

My team of licensed Insurance Professionals is here to help get you Insurance coverage for your specific needs. Not only can we help with Car Insurance, Home Insurance, Renters Insurance, Life Insurance, but we are also able to assist small business owners with their Commercial lines of Insurance. Call, Click, Text or Stop by the office today for a Personal Price Plan Quote.

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.